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Image of a green cash back world credit card


  • 3% cash back on dining, gas1 and groceries
  • Unlimited 1% cash back on other qualifying purchases with no annual cap
  • APR

    0% APR for 12 months on Purchases, then 15.99% - 22.99% variable APR

    Annual Fee

    image of a blue platinum credit card


  • Competitive rates
  • The perfect choice if you carry a balance
  • APR

    0% APR for first 15 months on all balance transfers, then 14.99% - 22.99% variable APR for Balance Transfers

    Annual Fee

    Image of a blue secured credit card


  • No length of credit history or credit score required
  • Deposit from $300 up to $12,000 to secure the credit limit you want
  • APR

    21.99% variable APR for Purchases

    Annual Fee

    SecureSuite™ protects you with:

  • 24/7 fraud monitoring
  • Identity theft resolution
  • Zero liability for unauthorized transactions2
  • Emergency card replacement
  • Questions? Want to apply by phone?

    Call 1-866- 269-2327
    TTY 1-800-659-5495

    24/7 credit card account access

    Log in quickly and easily to manage your card or make an online payment

    Legal information and Disclosures

    Credit cards subject to credit approval. Certain fees and restrictions may apply.

    1 Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). 1% base Cash Back for every $1 of net purchases. Eligible merchants for the 3% bonus categories (2% additional Cash Back on top of the 1% Base Cash Back) include: groceries (representing grocery stores/supermarkets, freezer/meat provisioners, miscellaneous food stores, bakeries, and candy/nut/confection stores); (b) Dining (representing eating place restaurants, bars, lounges and fast food restaurants); (c) Gas (representing service stations and automated fuel dispensers). After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back on gas purchases. While this list can be a helpful guide, please remember that purchases and transactions are submitted and categorized by the merchant. Bank of the West does not control how the purchases are classified. Some purchases may not fall into the category where you might expect them to appear.

    2 For more information about Zero Liability protection, refer to Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply — please see your Guide to Benefits for details.

    Mastercard and the Mastercard Brand Mark are registered trademarks.